CMHC Green Home Program Offers Substantial Premium Refunds

Canada Mortgage and Housing Corporation is currently funding a program called Green Home. In promoting energy efficient homes, CMHC Green Home offers up to 25% in premium refunds. To be eligible, borrowers must buy, build or renovate, and finance through CMHC. The refund is focused on promoting energy efficiency, while making the process of upgrades more affordable.

World wide, energy-efficient homes are providing increased comfort and healthier living spaces, while reducing greenhouse gas emissions. Energy efficient homes also lower the cost of operating and maintaining a home. The CMHC refund is calculated as a partial mortgage loan insurance premium refund. To qualify, homes must be built (or renovated) to specific building standards.

Homes that don’t conform to eligible building standards must be inspected and assessed by an NRCan qualified Energy Advisor. The Energy Advisor will provide an EnerGuide energy rating. To qualify for the Green Home refund, the home must be assessed by an accredited Energy Advisor before energy efficient improvements are made, and then once again after the work is complete.

The Green Home CMHC refund and the EnerGuide Rating System

Across the country, energy advisors follow the EnerGuide Rating System from Natural Resources Canada (NRCan). As such, the CMHC refund will apply to the EnerGuide rating system and energy advisors will use the rating scale of Gigajoules Per Year.

EnerGuide ratings are designed to express a home’s overall energy performance. Energy Advisors are tasked with calculating an accurate EnerGuide rating – this is done by assessing energy performance on-site using NRCan energy simulation software. By meeting the guidelines of the Green Home program, homeowners can potentially benefit from a very substantial CMHC refund.

EnerGuide home assessments (and ratings) from Barrier Sciences Group

As a leader in home energy services, Barrier Sciences Group has adopted the newest EnerGuide Rating System from NRCan. We are accredited Energy Advisors, registered with NRCan, and equipped to provide the assessments required for the CMHC rebate. Our comprehensive home assessments include both the exterior and interior of a property, and provide the relevant recommendations for energy improvements.

Following guidelines from NRCan, BSG inspects the home before any energy improvements have been made, and after the work has been completed. As part of the process, homeowners receive an Information Sheet with specifics about energy consumption, insulation, ventilation, and HVAC efficiency. Following this, a Renovation Upgrade Report is presented, with recommendations for energy efficiency improvements, upgrades, and/or retrofits.

Once improvements have been completed, BSG performs a final home evaluation. This reveals the improved level of energy performance throughout the home once upgrades have been made. BSG then provides an official EnerGuide Rating and Rating Label. Using the EnerGuide Rating System, the home is measured by its consumption of Gigajoules Per Year (with this scale, the lower the Gigajoules Per Year, the better the performance).

If you’re interested in applying for the CMHC Green Home refund, Barrier Sciences Group can help with eligibility requirements and home energy assessments. Find out more by contacting BSG at 1-866-333-3920 or visiting the company website at .

The Canada Greener Homes Grant offers home efficiency renovation grants up to $5,000.

Homeowners Canada-wide are eligible for the Canada Greener Homes Grant, announced on May 27, 2021. This new incentive offers up to $5,000 in grants for home efficiency retrofit renovations, plus a $600 reimbursement for pre- and post-work EnerGuide evaluations. Eligible retrofit scopes include home insulation, heating, doors, windows, photovoltaic solar panels, resiliency measures, and thermostats.

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